SELLER WILLING TO CONTRIBUTE TO CLOSING COST/ RATE BUY DOWN. Welcome to your dream retreat in the prestigious Lynan Estates! This stunning home marries modern amenities with classic charm, all set on a sprawling 2. 68-acre lot. Approaching the residence, you're greeted by the sleek exterior adorned with durable and energy-efficient foam-backed vinyl siding, promising years of aesthetic appeal and sustainability. What's more, the home stands firm on a robust foundation, courtesy of the installed Byrd Footer system, ensuring unmatched stability and peace of mind. As a testament to quality, full drywall with finished corners graces every corner of the interior. Stepping inside, you're enveloped in an inviting ambiance, thanks to the lofty 9-foot flat ceilings and upgraded crown and base throughout. These ceilings not only lend an airy feel but also bolster insulation efficiency, ensuring energy savings year-round. The open floor plan seamlessly connects living spaces, ideal for both entertaining and serene evenings at home. The home's construction boasts top-notch upgrades, with 2x6 exterior walls enhancing structural integrity. Coupled with upgraded insulation—R30 ceilings, R19 walls, and R11 floors—comfort and efficiency are guaranteed, no matter the season. In the gourmet kitchen, culinary endeavors are effortless, courtesy of high-end appliances including a Samsung French door refrigerator, an LG gas full convection range with griddle/air fryer, and an LG turbo steam dishwasher. Noteworthy features include soft-close cabinet doors, vinyl plank flooring throughout, and a 220v outlet behind the stove for future needs. Retreat to the spacious bedrooms, with installed ceiling fan boxes for added comfort. The luxurious master suite indulges with a large master bath with extra storage and oversized shower boasting a rain faucet for a spa-like experienceOutside, the expansive property invites endless outdoor enjoyment. Professional night scaping enhances the landscape, while a full irrigation system with rain sensor and low-emission features maintains the lush lawn year-round. For added convenience, a 50-amp RV plug sits at the end of the driveway, alongside exterior gutters with downspouts piped to the yard's edge. Additionally, a rear retaining wall with stairs ensures easy lawn access from the back deck. Welcome to Lynan Estates, a haven of luxury, comfort, and sophistication, offering a serene environment that is also boat and trailer friendly. . . Full Upgrade list available. SELLER WILLING TO CONTRIBUTE TO CLOSING COST/ RATE BUY DOWN.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,847 |
Total Monthly Payment | $2,528 | $2,526 | $3,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.