Gracie XL Model (BLOCK home) Shamrock Construction is known for building quality homes loaded with upgrades that homeowners just can’t find anywhere else in this price range. Homes come standard with granite, stainless steel appliances, all wood cabinets with soft close hinges, luxury vinyl flooring, upgraded lighting, upgraded knobs and door hardware, sod and landscaping, garage door openers, and much more. Is very spacious inside and out, with 3 bedrooms, 2 bathrooms, a 2 car garage, and a nice front porch. This model is an open concept floor plan with a gorgeous kitchen and dining area. This home has spacious bedrooms and walk-in closets, interior laundry room with storage space, and a large living room area. The master suite has a large closet and master bath with dual sinks and a separate toilet closet. This model is built with our same standard of high quality and numerous upgrades! Home photos are from a completed model
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $14 | $14 | $14 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,418 | $1,382 | $1,783 |
Total Monthly Payment | $1,507 | $1,471 | $1,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.