Come live on Park Avenue! This better than new home is located in the golf and lake community of Indian Lake Estates, a golf and lake community in Central Florida. This 3 bedroom 2 bath beauty has all the bells and whistles and is located on one of the best streets in Indian Lake Estates! The floor plan provides split bedrooms, open living spaces, front and rear screened porches and 2-car garage. The kitchen is open to the great room making entertaining friends and family convenient and day-to-day living comfortable. The cook in the family will love the granite counter tops, stainless steel appliances, large walk-in pantry, island with sink and lots of cabinetry with soft-close drawers. The dining area is located at the end of the kitchen and has a nice view of the back yard. The master bedroom is a true retreat with a tray ceiling, large shower with frameless glass shower enclosure, double-sink vanity, walk-in closet and separate linen closet. The laundry room is conveniently located just off the master bedroom and kitchen. On the other side of the home are two nice-sized guest bedrooms and guest bath. **** Other features of this outstanding home include wood-look ceramic flooring throughout, granite counter tops in the laundry room and bathrooms; low-E windows; Hunter ceiling fans in the bedrooms and great room; 10 ft. ceilings that creates volume space; 5 1/4" Colonial baseboards, recessed lighting; between-the-glass blinds in the front door and patio door; 8-ft interior doors where visible in living area; charging station in kitchen; knockdown texture throughout including the garage; outside security/flood lights on all corners of the home. **** The current owners have installed a full-house Generex automatic generator with two 250 gallon propane reserve tanks, a 13 x 30 carport on the side of the home, 30 x 50 black galvanized fence in the back yard with two 4 ft exit gates and large solar light. The landscaping includes a 15 x 18 flower garden with fountain in front and a 10 ft succulent garden with solar water fountain in back. Two orange trees, a lemon tree and two papaya trees were planted. Bird of Paradise trees, a coconut palm and queen palm adorn the lawn. **** When you are not enjoying this beautiful home, Lake Walk In Water is just a 10-minute drive away where you can enjoy boating and fishing and magnificent sunsets while sitting on the longest freshwater pier in Florida! Located about 20 miles east of Lake Wales, the community surrounds the 7, 500 acre lake locally known as Lake Walk In Water, considered to be one of the best fishing lakes in Florida and the largest lake in Polk County. The community has a beach, boat ramp, boat marina and pavilion, propane grills and covered picnic tables. Amenities include an 18 & 9-hole golf course, basketball & tennis courts, playground, 23, 000 sq. ft. clubhouse, cafe, post office, churches, library, fitness room and pro shop. If you love nature, you're in luck. Deer, raccoon, turkey, turtles, eagles, cranes and various species of birds abound! Orlando and Disney is about an hour's drive north and Tampa, Busch Gardens and the Gulf's pristine beaches a little over an hour west. Historic Bok Tower, a National Landmark, is in nearby Lake Wales & the Westgate River Ranch Resort and Rodeo is just six miles away, an authentic Florida dude ranch. Make your appointment today to see this exceptional home and see how great life can be at Indian Lake Estates! Polk County's best kept secret!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,572 |
Total Monthly Payment | $2,374 | $2,321 | $2,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.