18 Bowker Court, Ludlow, VT, 05149 | $365,000

Price adjusted! If you want a home that has no headaches and is absolutely turnkey, look no further! On a quiet side street in the village that is walking distance to restaurants, groceries, Dorsey Park and more, you found it. This home has had every interior surface redone. . . hardwood floors, beaded trim and solid wood raised panel doors, new windows, handsome tile bath, and kitchen with cupboards you dream about. There are three bedrooms on the main floor. The lower level is dry as a bone and has a large family room plus there is still huge storage space. The mechanicals have all been redone. . . 200 amp electric with lots of open circuits, brand new water heater, Buderus boiler. Spray foam insulation for efficiency. Kitchen and laundry appliances are all recent. The mini-split will provide you with AC in summer and extra heat in the winter. You will fall in love with the yard. . . handsome lawn and perennial gardens that you dream about. There is paved parking with space for 3 or 4 cars. The garden shed will hold more than just your tools! And, there is another two bay shed for bikes, motorcycles, kayaks and more. This is the perfect, headache free home with all the Ludlow conveniences. Year round, vacation or rentals. . . this home is spot on for all. A mile from the mountain. It doesn't get much better! Come see for yourself! Don't miss out!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Ranch,Single Level
  • Year Built: 1954
  • Heating: Baseboard,Hot Water
  • Cooling: Mini Split
  • Basement: Bulkhead,Concrete Floor,Full,Partially Finished,Stairs - Exterior,Stairs - Interior,Storage Space,Exterior Access
  • Approx Sq. Feet: 1,564
  • Acreage: 0.23
  • Est. Taxes: $3,535
  • Lot Desc: Corner,Landscaped,Level,Open
  • Elem. School: Ludlow Elementary School
  • Middle School: Choice
  • High School: Choice
  • School District: Two Rivers Supervisory Union
  • MLS#: 5008484
  • Website: https://www.raveis.com
    /prop/5008484/18bowkercourt_ludlow_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/19/2024
Listing courtesy of Diamond Realty   Phone: 802-228-1234
Listing Agent: Betty McEnaney

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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18 Bowker Court, Ludlow, VT, 05149

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $295 $295 $295
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,774 $1,749 $2,308
Total Monthly Payment $2,144 $2,119 $2,678

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.