*** MOTIVATED SELLER*** Experience luxury living in this GOLF CART FRIENDLY GATED community of Ridgewood Lakes. Adjacent to 18-hole White Heron Golf Club plus just 0. 3 miles from the 12, 000 sqft PRIVATE clubhouse and outdoor amenity center. High Vista is a 55+ community with an outdoor heated pool and spa, fitness center, library, pub & numerous organized activities. Whether you enjoy pickle ball, tennis, bocceball or shuffleboard, this community has the courts for you plus miles of walking and biking trails within Ridgewood Lakes community.
This RidgeCove 2/2 Den model is a well-maintained home boasting a relaxing and cozy front porch, ideal for enjoying sunny afternoons. Inside, enjoy the eat-in kitchen featuring newer Samsung appliances, 42" upper cabinets and laundry closet. The great room boasts 12 FT ceilings as well as a 260 SF south-facing Florida room with panoramic views. Retreat to the spacious main bedroom that includes a tray ceiling and your private study/reading room or den separated by French doors. Enjoy the security of 22kw whole-house generator (Generac) plus two 250-gallon propane tanks and keypad entry, utility sink, workbench, and pull-down ladder access to attic.
Additional home highlights include a marble window seat in the dining room, sliding screens in the garage, and waterproof LVP floors. HOA includes Spectrum internet, cable TV with multiple cable boxes, lawn maintenance and staffed security gate 24/7. Ready to explore other things? Shopping, Disney, Universal, beaches and Orlando & Central FL entertainment nearby. Easy access to I-4, medical facilities, airports & SunRail Station. Advent Health hospital is only 3 miles away. Don’t miss the opportunity to make this your Winter home or Florida home – schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,229 |
Total Monthly Payment | $2,166 | $2,120 | $2,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.