440 Ainsworth CIRCLE, The Villages, FL, 32162 | $550,000

Unbeatable Location & Spacious Living Await in The Villages! This EXPANDED and FURNISHED Oleander in the highly sought-after Village of Hadley offers an unbeatable combination of location, space, and functionality. PRIME LOCATION, perfectly situated between the vibrant town squares of Sumter Landing and Brownwood, enjoy easy access to shopping, dining, entertainment, and everyday essentials at Colony Plaza – all just a short golf cart ride away! EXTRA SPACE FOR ALL: The expansive FLEX ROOM provides the perfect space for hobbies, crafts, games, entertaining, or simply spreading out. You won't believe the size until you see it! Curb Appeal & Expansion Potential, the large front yard, and the OVERSIZED SIDE YARD offer fantastic curb appeal and endless possibilities. Add a lanai, birdcage, a pool, or even expand the home itself! Bright & Beautiful Interior, Step inside to an open living room bathed in natural light thanks to the window-covered back wall. The large EAT-IN KITCHEN boasts STAINLESS STEEL APPLIANCES, GRANITE countertops, ample storage with 42" upper cabinets, and a convenient kitchen island. Luxurious Touches Throughout with PLANTATION SHUTTERS adorn every window, adding elegance and privacy. The master suite features tray ceilings for a spacious feel, an en-suite bathroom with split vanities, a walk-in shower, a private commode room, and a huge WALK-IN closet. The front guest bedroom can easily double as a home office with its built-in bookshelves. Relax and unwind on the patio protected by a retractable awning – perfect for enjoying the Florida sunshine. Don't forget the convenient GOLF CART GARAGE! Low Bond Balance $11, 570, with an annual payment of only $1, 355. ROOR 2014, HVAC 2021, Water Heater 2023.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,338
  • Acreage: 0.2
  • Est. Taxes: $2,024
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5083835
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/G5083835/440ainsworthcircle_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/5/2024 7:05:16 PM)
Listing courtesy of NEXTHOME SALLY LOVE REAL ESTATE   Phone: 352-399-2010

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

440 Ainsworth CIRCLE, The Villages, FL, 32162

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $169 $169 $169
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,781 $2,778 $3,593
Total Monthly Payment $3,042 $3,039 $3,854

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.