***New tile was roof installed 10/24***
This immaculately maintained property features 3 bedrooms, a den, 2 baths, and boasts a private yard with northern exposure. The home is complete with solid flooring, including tile and Brazilian cherry wood in the bedrooms. Window treatments, ceiling fans, and light fixtures have been installed. The kitchen has been updated with a light neutral palette, soft-close drawers, stainless steel appliances, an island, and light shaker cabinets, complemented by an eat-in breakfast nook. Both bathrooms have some updates added. The home features high, open ceilings that allow for abundant natural light, and a *Bonus Space*—the Lanai has been enclosed to provide additional living space under air. The private backyard offers a lake view and ample space for a potential pool addition.
Additionally, take advantage of the community's heated pool, fitness center, spa, and tennis courts (currently undergoing renovation). Wilshire Lakes is a highly coveted gated community located west of I-75, within an "A" rated school zone, including Vineyards Elementary, North Naples Middle, and the new Aubrey Rogers High School. Conveniently close to shopping on Vanderbilt Beach Road and just 4. 5 miles from the beach.
HOA fee does include both Cable and Highspeed Internet/Wifi.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$634,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $507,200 | $507,200 | $507,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,374 | $3,371 | $4,349 |
Total Monthly Payment | $3,684 | $3,681 | $4,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.