Back on market through no fault of its own - great opportunity for you! Exceptional living starts here in Whispering Oaks Preserve by MI Homes! 4 bedrooms, 3 baths, with loft space & impeccable features MI Homes is known for this property is ready for its new owner! Over $40, 000 in upgrades throughout including crown moulding, upgraded kitchen, wrought iron railings, luxury vinyl flooring in the loft also equipped with in-wall speaker system. Enter your new home to a two story grand foyer with abundant natural light. A convenient 4th bedroom is on the first floor with full bath perfect for guests to have a separation of space from the second floor but with convenient access to their own full bathroom. The living space on the first floor includes ample room for a dining table, dinette area or breakfast nook, living room, and kitchen with quartz countertops & closet pantry. Stainless steel appliances, seating for 4 at the island, built in oven & microwave with full view of the backyard through the glass sliding doors. The backyard is a great space with plenty of room for a pool, screened in extended lanai, or fenced in area. On the second floor the loft acts as the split in the floorplan. This flex space has vinyl flooring & a built in speaker system for entertainment or use as a second living room. The Primary bedroom leads to an oversized ensuite bathroom & walk in closet. On the opposite side of the loft are bedrooms 2, 3 and the third full bathroom. This property is located in Whispering Oaks Preserve with NO CDD and a low HOA of $90/month. This gated community is conveniently located close to Publix, Starbucks, ChickFilA-coming soon!, CircleK and more retail areas being added this year. Florida Medical Clinic, Advent Health & Baycare are all close by and be only 10min from I-75 access to downtown Tampa, the Gulf Coasts award winning beaches, and the Tampa Airport. Stop by to see what Whispering Oaks has to offer!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,720 | $432,720 | $432,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,989 | $2,876 | $3,649 |
Total Monthly Payment | $3,145 | $3,032 | $3,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.