Under contract-accepting backup offers. Escape to quiet country living in Winter Haven, Central Florida, with this exquisite 4-bedroom, 2-bathroom home nestled on 2. 38 acres of pristine, high and dry land. Beyond its private gated entry, discover a haven free from HOA restrictions, where your RV, boat, and other cherished toys have ample space to roam. Tucked away from the road, a wooded drive leads to this custom-built gem exuding Southern charm, complete with a welcoming covered front porch and timeless brick accents. Step inside to find a meticulously cared-for interior boasting formal living and dining areas, a spacious family room, and a thoughtfully designed split bedroom plan. Hosting gatherings is effortless with the perfect blend of formal and casual spaces. The family room offers a cozy retreat for unwinding with loved ones. The heart of the home, the kitchen, impresses with abundant cabinetry, hardwood flooring, a closet pantry, breakfast bar, and a cozy nook for casual dining. Prepare to be enamored by the expansive master suite, featuring French doors opening to the screened back porch, a generous walk-in closet, and a luxurious en-suite bath with a soaking tub and walk-in shower. The second and third bedrooms provide ample comfort and storage, while the fourth bedroom, conveniently adjacent to the master, offers versatile usage as an office, nursery, or craft room. Step onto the screened back porch with your favorite beverage and immerse yourself in the serene surroundings. Outside, the fully fenced acreage boasts open grassy areas, wooded canopies, and a treed woodline enhancing privacy. Additional highlights include a 42' long front porch, 34' long back porch, inside laundry room, side-entry 2-car garage, metal carport, well for water and irrigation, and a water softener, and a brand new roof. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this home offers easy access to all amenities. Centrally situated in Polk County, just 4 minutes from the Polk Parkway, enjoy seamless commutes to Lakeland, Tampa, and Orlando. Don't miss your chance to experience the best of country living with modern conveniences—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$509,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,711 | $3,440 |
Total Monthly Payment | $3,084 | $3,012 | $3,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.