1% CREDIT TOWARDS CLOSING COSTS WITH SELLER'S PREFERRED LENDER!! This stunning 3 bedroom, 2 bath home offers an open floor plan perfect for modern living and entertaining. Step outside to a beautiful screened-in pool, providing a serene oasis in your own backyard. The expansive yard is ideal for outdoor entertaining and gardening enthusiasts. The primary bedroom is a true retreat, featuring elegant tray ceilings and a private door leading directly to the pool. Enjoy the convenience of a huge walk-in closet and a spacious primary bathroom equipped with a relaxing garden tub, a separate walk-in shower, and dual sinks. This home also boasts a dual-sided gas fireplace that adds warmth and ambiance to both the dining and living rooms. Situated on a desirable corner lot, this property includes a 2-car garage and is just minutes away from the historic downtown St. Augustine and pristine beaches. To top it all off, the home comes with a one-year warranty , providing peace of mind and assurance Don't miss the opportunity to own this exceptional home in a perfect location. Schedule your tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,542 |
Total Monthly Payment | $3,149 | $3,075 | $3,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.