This wonderful home is in need of some work but is one of the nicest homes in Freedom Village. It has been in the same family for almost all of its life and for the past 20+ years has been lived in by just the one owner. The house has 4 bedrooms and 2 full baths. There are 3 bedrooms and a full bath on the second floor and 1 bedroom and an additional bath are on the first floor The bedrooms all have good sized closets, especially for a home of this age. The living room, dining room and kitchen are all nice sized rooms. The living room has a fireplace and the dining room has a woodstove. The house has almost all of its original woodwork and still has Indian shutters. The barn is a 2 story barn with parking for a car and plenty of room for a workshop and storage. The land is 1 1/2 acres in size and a large portion of the land is lawn. The driveway is paved and you drive right into the barn. There will be an open house Saturday, September 7 from 1-3.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,213 |
Total Monthly Payment | $2,035 | $2,035 | $2,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.