Unpack your bags and move right in to this spacious updated front porch colonial located in the heart of the Hudson Valley! This fabulous home presents great curb appeal with its charming front porch, fenced in yard, classic period architectural details and a modern flair with its many updates. As you enter, you will find a comfortable flow with all spacious and sunny rooms, living room & beautiful original moldings that is adjacent to the dining room open to the den/office area, powder room, large kitchen with convenient access to the laundry room and the door out to the level, fenced in rear yard. Upstairs you will find the primary bedroom, full bath, bedroom and access to the huge attic with 10' ceilings (ready to be finished to add additional square footage). The basement offers plenty of storage, the mechanicals and a door out. And, the many updates over the years include: hardwood maple flooring, kitchen cabinetry, ship lap ceiling, tiled flooring, stainless appliances, both bathrooms, custom blinds, boiler, roof, siding, electric, plumbing/all pvc piping, windows, water proofing/drainage/sump pump, foam insulation in walls and generator hookup. Close proximity to all shops, restaurants, entertainment, metro north, bike path, parks, boating, fishing and water sport activities on the Hudson River. Less than one hour to NYC and centrally located in the Hudson Valley, this home is a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$488,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,040 | $391,040 | $391,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,602 | $2,599 | $3,298 |
Total Monthly Payment | $3,555 | $3,552 | $4,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.