Discover the secret of profitable real estate! The possibilities are endless with this renovated duplex located in Central Valley within the award winning and sought after Monroe-Woodbury School District. Live on one side and rent the other! Or bring the whole family here with two separate homes under one roof! Each unit offers a private entrance, two bedrooms, one bath, a living room and an eat in kitchen. There are separate gas and electric meters for each apartment and each home has individual temperature control. The basement has two separate laundry hook ups. Additional finer point of this home include a wrap around front porch with Trex decking, generator updated electric and plumbing, high efficiency boiler, large back deck, fenced in level back yard, and parking for 7 cars. The house has it's own meter which has the generator. All common areas (basement, outside lighting) refrigerators, boilers and water heater are on the house meter, so tenants always have heat, hot water and food in the event of a power outage. Located within walking distance to eateries, ice cream , NYC bus, gym, post office, library, and school. 5 minutes to I87, Route 6, Route 17, Woodbury Common and train station. 60 miles to NYC. 15 Miles to West Point and Stewart Airforce base.
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Our Executive Mortgage Banker:
Our Insurance Division:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $754 | $754 | $754 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,868 | $2,868 | $3,730 |
Total Monthly Payment | $3,714 | $3,714 | $4,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.