***THIS ARTHUR RUTENBERG HOME IS BUILT STRONG TO GIVE YOU PEACE OF MIND! THIS HOME MADE IT THROUGH 3 MAJOR HURRICANES IN 2024 (DEBBY, HELENE AND NOW MILTON) WITH NO DAMAGE OR FLOODING!*** Welcome to your dream home in the sought-after community of Highland Lakes! This beautifully updated, 1714 Sq ft heated split floor plan, 2 bedroom, 2 bathroom single-family home is ready for you to move in and enjoy. The home features a recently replaced tile roof (2021) and a hurricane impact garage door (2022) for your peace of mind. Inside, you'll find new lighting and fans throughout, including a stunning chandelier and recessed lighting in the living room, hallways, bathrooms, kitchen, and master bedroom. The new HVAC system with UltraViolet light, installed in May 2024, ensures your comfort year-round. The modern kitchen is a chef's delight, boasting new cabinets with soft-close hinges, pull-out drawers in the pantry and kitchen, a tile backsplash, and matching Kitchenaid stainless steel appliances. The home is adorned with new luxury vinyl flooring and plantation shutters on all windows, including the sliding glass door, which conveniently nests into each other. Custom valances on the kitchen/dining/family room combo windows brings an elegance to the room. The master bathroom features a new shower door and both bathrooms have new toilets installed. Additional features include custom paint throughout the house, newly painted exterior, and cabinets in the garage for extra storage. The washer and dryer are located in the garage but can be moved inside if desired. Enjoy the Florida lifestyle with beautifully landscaped surroundings, including palm trees, and a storm door on the front door that easily slides from screen to solid glass. Highland Lakes is a maintenance-free all ages community of 123 homes with a low quarterly HOA fee of $725. The HOA fee includes lawn care, irrigation water, cable TV, high-speed internet, a heated community pool, and a recently renovated clubhouse. Conveniently located near beaches, shopping, parks, fishing, golf, restaurants, entertainment, IMG Academy, and local transportation, Highland Lakes offers everything you need and more. Don't miss out on this incredible opportunity to live in a beautifully updated home in a fantastic community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$464,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,443 | $2,472 | $3,136 |
Total Monthly Payment | $2,758 | $2,787 | $3,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.