Don't miss this rare opportunity to own one of the popular Golf villas that almost NEVER become available. Situated in a very private setting on the golf course, this spacious 2 bedroom 2 bath villa has one of the best views you'll find in the neighborhood, let alone the villa section. Step right out of your back door and into the community pool. Windows along the back of the villa provide a panoramic view of the pool and golf course. A NEW ROOF guarantees that this will not be a concern for years ahead. Greatroom floorplan has a HUGE den, study or office area overlooking the exquisite view. There is a large 2-car garage and a front lanai. There are only 14 units located just steps from the country club and all the amenities. This section also has a private pool for the exclusive use of the residents of the villas. This is the perfect place to winter or enjoy this carefree lifestyle year round. The country club offers various membership opportunities to suit your interests or lifestyle. River Wilderness is an established community with winding, tree-lined streets with tall oaks and mature landscaping. Walkers, bikers and neighbors walking their dogs set the scene for an active and social community. The Club offers golf, tennis, social activities, pickle ball, pool and more. Boat and RV storage in community. For the nature lovers, there are hiking trails and abundant wildlife. There are two 24-hour manned gates. CLUB MBRSHIP IS OPTIONAL. There is a COMMUNITY BOAT RAMP that is open to the entire community and provides direct access to the Manatee River. River Wilderness is PERFECTLY LOCATED! Strategically positioned between St. Pete and Sarasota, access to 2 airports (45 min. ) several hospitals is available to the north and south. The newly constructed Ft Hammer Park located on the beautiful Manatee River is just minutes south of the front gate and features a boat ramp, fishing pier plus picnic pavilion. The new Fort Hammer Bridge also provides a convenient back route into Lakewood Ranch and Sarasota where fine dining and shopping are within easy reach. The very popular Ellenton Outlet Mall offers designer brands at discouint prices and is only 10 minutes away. Vistors come from all over the world to shop at this mall. The Ellenton factory shops at the entrance of the mall offers several options for dining and other shops. A new shopping complex is being built offering Lowes, HomeGoods, Crunch Fitness, an upscale nail spa as well as several other stores. No trucks in driveway overnight in RW. Square footage to be verified by Buyer/Agents. Please refer to documents specific to The Villas in the RW document package. No trucks in driveway overnight.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,485 | $1,483 | $1,882 |
Total Monthly Payment | $1,888 | $1,886 | $2,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.