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8632 Lake Front COURT, Punta Gorda, FL, 33950 | $339,900
NO FLOOD OR HURRICANE DAMAGE! Welcome to your serene sanctuary, a lakefront home located in the highly sought-after 55+ community of Rio Villa Lakes in beautiful Punta Gorda. This captivating 3-bedroom, 2-bathroom residence, complete with a bonus room, offers breathtaking views and an unparalleled sense of tranquility. Spanning over 2, 070 square feet, this property is truly a gem in the heart of a secure, gated community. As you approach, you'll be charmed by the inviting front porch, setting the tone for the warm and welcoming atmosphere that awaits inside. Step through the front door to discover a meticulously cared-for home, where recent upgrades, including a new roof installed in 2019, a high-efficiency AC unit added in 2021, and subpanel to plug in your own generator to power the whole house, ensure comfort and peace of mind. The living spaces are thoughtfully designed, creating an ambiance that caters to a lifestyle of relaxation and ease. The highlight of this home is the stunning screened back porch, where you can savor the tranquility of the lakefront surroundings. Imagine spending your mornings with a cup of coffee, basking in the serene views, or enjoying a peaceful evening as the sun sets over the water. The charming paver lanai extends your living space outdoors, providing the perfect setting for both relaxation and entertainment. Nestled within the Rio Villa Lakes community, you're just moments away from the vibrant heart of downtown Punta Gorda. Explore renowned restaurants, pristine beaches, and a variety of local attractions, all within easy reach. The Rio Villa HOA ensures an exceptional and worry-free lifestyle, with fees granting you access to a cozy workout room, a sparkling community pool, pickleball and tennis courts, bocce ball, and a calendar filled with exciting social events hosted at the clubhouse, not to mention general lawn care. The bonus room in this home offers versatile space, ideal for a home office, craft room, or guest quarters. The spacious bedrooms are designed for comfort, while the bathrooms are equipped with modern fixtures to meet your daily needs. Every corner of this home reflects the care and attention given to its upkeep, creating a haven where you can enjoy a peaceful and fulfilling life. Don't miss the opportunity to own this enchanting lakefront home in Rio Villa Lakes. Whether you're looking for a place to retire in comfort or a peaceful retreat to call your own, this property offers everything you need and more. Experience the beauty, tranquility, and vibrant community spirit that await you in this remarkable Punta Gorda home.
Features
- Amenities: Clubhouse, Pool, Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 63 x 107 x 67 x 107
- Laundry: Inside, Laundry Room
- Year Built: 2005
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,070
- Acreage: 0.16
- Lot Size: 63 x 107 x 67 x 107
- Est. Taxes: $4,245
- HOA Fee: $642 Quarterly
- Lot Desc: Flood Insurance Required
- View: Water
- Adult Communities: Yes
- Pet Policy: Breed Restrictions
- Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- MLS#: C7494981
- Days on Market: 133 days
- Website: https://www.raveis.com
/prop/C7494981/8632lakefrontcourt_puntagorda_fl?source=qrflyer
Listing courtesy of Realty One Group MVP Phone: 800-896-8790
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8632 Lake Front COURT, Punta Gorda, FL, 33950
$339,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $354 | $354 | $354 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,332 |
| Total Monthly Payment | $2,238 | $2,236 | $2,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388