Under contract-accepting backup offers. Welcome to Oakhurst Gardens! This is a well maintained complex with a desirable Seminole location and ALL AGES ARE WELCOME. This 1st floor unit is ALL UPDATED and MOVE-IN READY with a washer & dryer! All of the floors have been replaced with a waterproof LVP called Optimax Laminate which make cleaning easy. You will love the WIDE OPEN FLOOR PLAN and the SPLIT BEDROOM PLAN! The kitchen has been updated with gorgeous GRANITE countertops, newer cabinets, and under counter lighting. The Living Room/Dining Room is EXPANSIVE and is perfect for entertaining. The owner added CUSTOM LIGHTING FEATURES throughout especially in the Living room/dining room area that is unique to only this unit that provides an abundance of light. Other updates include 5 inch baseboards, newer Double Pane IMPACT WINDOWS, new interior doors with new hardware, Plantation Shutters, canned lights, new interior paint, new garbage disposal, water filtration system, a new steel custom impact back door, a Nest thermostat, and a walk-in closet with a custom organizer system. Oakhurst Gardens is a community of 48 units and provides an assigned parking spot, guest parking, a storage room, a heated pool, and bike storage. The HOA fee includes Cable TV, water, sewer, trash, grounds maintenance, exterior maintenance, and more. This community is conveniently located: 3 blocks to the Pinellas Trail, 2 minutes to Seminole City Center, 5 minutes to the Beach, and walking/bike distance to the Boca Ciega Millennium Nature Park. This area is HIGH & DRY so no flood insurance is required. This is one of the MOST AFFORDABLE all age communities with one of the LOWEST HOA FEES! Hurry. . . this one will go fast!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,118 | $1,453 |
Total Monthly Payment | $1,371 | $1,371 | $1,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.