Delightful 2 Bedroom, 2 Bathroom home with attached one car garage located in the heart of Port Charlotte. This light and bright remodeled home offers a spacious floor plan with Great Room, well equipped Kitchen, Family Room. The Great Room with cathedral ceiling, coat closet and ceiling fan is located at the front of the house. The 23x10 Family Room is located at the rear of the house. The Family Room has built in cabinets, pass thru from the Kitchen, lots of natural light from numerous windows, french doors and an additional door to the back yard. The Kitchen features white cabinetry, dining area, stainless dishwasher, double door refrigerator, oven/range, exhaust fan, double sink, tile backsplash and counter microwave. Both bedrooms are generous sized. The Master Bedroom has a walk in closet and private bathroom with walk in shower. The second bedroom has a double built in closet and the guest bathroom has a tub/shower combo. Your living space extends from the Family Room through french doors to the patio and good sized back yard with mature lush tropical landscaping. Other features include laminate flooring throughou the home except tile in the bathrooms, ceiling fans and attached Garage with epoxy floor, side door, laundry with washer and dryer. NO HOA. NOT in a designated flood zone. Immediate access to shopping, dining, entertainment. 11 minutes to Port Charlotte Beach Complex with swimming pool, boat ramp and more, 12 minutes to Charlotte Sports Park, spring training home to the Tampa Bay Rays. This is a great year round home, winter home or rental property.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,702 | $1,701 | $2,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.