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Welcome to this charming 4-bedroom, 2-bathroom home located on a corner lot in the highly desirable Ballast Point neighborhood of South Tampa. Situated within the A-rated Ballast Point Elementary school district, this residence combines vintage appeal with modern conveniences to create a cozy and inviting atmosphere.
Key features of the home include New exterior pant (7/2024), a paver driveway and side walkway (2023), completely new plumbing and sewer systems (2023), Hot water heater (2023), a newer roof (2021), and updated HVAC and duct work (2021). The well-appointed kitchen boasts granite countertops, stainless steel appliances, wood cabinetry, a built-in desk, a breakfast bar, and a pantry. Adjacent to the kitchen is a dedicated laundry area with a washer, dryer and utility sink.
The primary bedroom offers a serene retreat with an en-suite bathroom, providing both convenience and privacy. The additional bedrooms are well-sized, perfect for guest rooms, a home office, or a playroom.
Outside, the oversized backyard with white vinyl fencing offers a blank canvas for your creativity. There's ample space to add a pool or customize the area to create your private oasis. The double gate allows for convenient storage of recreational vehicles, making it easy to enjoy all that sunny Florida has to offer.
This home provides easy access to MacDill AFB, shopping, dining, the famous Bayshore Blvd (home of the Gasparilla Parade), and major highways including the Crosstown Expressway, Gandy Causeway, downtown Tampa, and I-75/I-275.
With no flood insurance required and no HOA or CDD fees, this property exemplifies Florida living at its best. Indulge in the perfect blend of vintage charm and modern amenities in this Ballast Point gem.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,770 | $2,731 | $3,603 |
Total Monthly Payment | $3,500 | $3,461 | $4,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.