This versatile 3-bedroom, 2-bathroom home offers an exceptional living experience just 2. 5 miles from the pristine shores of Indian Rocks Beach. This house includes NEW FLOORING, NEW BATHROOMS, NEW KITCHEN, NEW FIXTURES, NEW APPLIANCES, AND NEW INTERIOR AND EXTERIOR PAINT. This charming house is perfect for families or those seeking a unique property that can easily be divided into two separate spaces. Whether you're looking for a spacious family home or an investment opportunity, this property has it all. The front section of the house offers a cozy yet spacious living environment featuring a modern kitchen with stainless steel appliances and ample cabinet space. The kitchen overlooks a dinette area and a bright and airy living room, making this open space ideal for relaxation and entertainment. There are two well-sized bedrooms in the front as well which are perfect for family or guests. These bedrooms share a full bathroom with a shower/tub combo and contemporary fixtures and finishes. The rear of the home is a private retreat that includes a very large second living space that is currently used as another family room with a spacious dining area and ANOTHER FULLY FUNCTIONAL KITCHEN. There is one large bedroom with a peaceful ambiance and it's en-suite bathroom boasts updated amenities including double sinks and a beautiful walk-in shower. There is even a private entrance to the back portion of the house, offering complete independence and privacy. This property is ideal for a variety of lifestyles and needs: families would benefit from the spacious layout and proximity to schools and the beach, it would be perfect for investors with the ability to lease two separate units, and retirees could enjoy the quiet with the flexibility to host family and friends in a separate unit. To top it off, you can enjoy the beautiful Florida weather in your own backyard or take a short drive to the nearby beach. The ample parking of a garage plus a circle drive has added convience. This home is located close to shopping, a plethra of restaurants, and various recreational facilities. Discover the endless possibilities in this distinctive Seminole home, where flexible living meets beachside charm, without the hassle of flood insurance!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,576 | $3,387 |
Total Monthly Payment | $2,997 | $2,790 | $3,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.