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17990 SE 101st TERRACE, Summerfield, FL, 34491 | $299,500
Under contract-accepting backup offers. You've finally found it - That meticulously maintained home with all the Florida amenities you've been looking for! Spruce Creek South welcomes you to their friendly 55+ gated golf course community located in Central Florida where you'll be close enough to enjoy everything The Villages has to offer without paying those high Villages prices! Your home sits at the end of a private cul-de-sac with your fenced backyard overlooking the first hole on the 18-hole Championship golf course. Soak in the views from your 24 x 9 climate-controlled Florida room, your 20 x 9 screened in lanai or the paver patio out back on those beautiful Florida evenings where chilling & grilling will become your new favorite activity! Fresh landscaping all the way around tops off your outdoor living space. Inside, you'll be pleased to know your home has been well cared for. Vaulted ceilings greet you as you enter into the living room, dining room combo that sit just off the large kitchen accented with plenty of storage and counter space. Walk-in closets in both bedrooms serve for plenty of storage space in addition to the large 2-car garage with more room for gardening supplies and holiday decorations. Live worry free for many years to come with a newer roof replaced in 2023 and newer A/C replaced in 2019. For only $171/month, Spruce Creek South offers the best of affordability and convenience with so much to offer residents including a community clubhouse, pool, restaurant, billiards, tennis courts, bocce ball, fitness center, arts & crafts, library, walking & biking trails, and an RV/boat storage area among many other various clubs and amenities to get involved in. Hop on your golf cart and head to the golf club right around the corner for a round of golf or pop over to the local shopping and restaurants just outside the community. You've got to see this home in person to appreciate everything it has to offer!
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 100 x 123
- Laundry: In Garage
- Year Built: 1993
- Garage: 2-car
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,596
- Acreage: 0.28
- Lot Size: 100 x 123
- Est. Taxes: $1,641
- HOA Fee: $171 Monthly
- Lot Desc: Cul-De-Sac
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Washer
- MLS#: OM683325
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/OM683325/17990se101stterrace_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX FOXFIRE - HWY 40 Phone: 352-732-3344
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17990 SE 101st TERRACE, Summerfield, FL, 34491
$299,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,600 | $239,600 | $239,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
| Monthly Tax Payment | $137 | $137 | $137 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,513 | $1,990 |
| Total Monthly Payment | $1,846 | $1,725 | $2,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388