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634 Hart Lake DRIVE, Winter Haven, FL, 33884 | $199,900
Gorgeous 1/2 Acre Buildable Lakefront Lot in the Desirable and Gated Community of Hart Lake Hills. Welcome to 634 Hart Lake Dr in S. E. Winter Haven, nestled along the shores of crystal-clear Lake Hart, this 0. 55 acre lot offers the perfect blend of natural beauty and peaceful serenity. Situated in a well-maintained community of custom-built homes, this buildable lot offers nearby public water, sewer, electric and natural gas connections. The potential for creating your very own personal paradise is endless, with plenty of room for a spacious home (minimum 2, 400 sqft living area), outdoor living areas with a pool, a private dock, and lush gardens, you can design a home that is truly unique to you. Imagine waking up each morning to the sunrise's golden glow across the water and starting the day with a cup of coffee while enjoying the lakefront setting. Spend your days exploring the waterfront with boating, fishing, paddle boarding, kayaking, or simply relaxing on the shoreline with a good book in hand. This lot offers the perfect opportunity to make all your dreams come true! Hart Lake Hills offers a gated entrance, a community boat ramp and is conveniently located across the street from Chain of Lakes Elementary School, which has held a school grade of an "A " since 2015 and has been the recipient of numerous awards. Winter Haven is a charming city in Central Florida and the vibrant downtown area boasts lively nightlife, a local farmers market, craft breweries, and a large selection of dining options. Conveniently located between Tampa and Orlando, Winter Haven provides easy access to international airports and major attractions like Disney World, SeaWorld, and Tampa Bay sports venues. Less than 10 minutes from Legoland FL, Hwy 27 and the new AdventHealth Hospital, the nearby shopping, dining, schools, entertainment and medical facilities add to the convenience of this lot. Ideal for those seeking a relaxed Florida lifestyle, this spectacular lakefront property offers it all. Give us a call for more details or a tour of the lot and community.
Features
- Amenities: Gated
- Lot Size: 107 x 198 x 92 x 201
- HOA Fee: $750 Annually
- Lot Desc: Buildable, In County, Oversized Lot
- View: Water
- Elem. School: Chain O Lakes Elem
- Middle School: Mclaughlin Middle
- High School: Lake Region High
- Pet Policy: Cats OK, Dogs OK, Yes
- MLS#: P4930524
- Days on Market: 133 days
- Website: https://www.raveis.com
/prop/P4930524/634hartlakedrive_winterhaven_fl?source=qrflyer
Listing courtesy of THE STONES REAL ESTATE FIRM Phone: 863-412-2080
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
634 Hart Lake DRIVE, Winter Haven, FL, 33884
$199,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,091 | $1,063 | $1,371 |
| Total Monthly Payment | $1,166 | $1,138 | $1,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388