Under contract-accepting backup offers. Experience the perfect blend of comfort and privacy in this meticulously maintained home nestled in the desirable community of Citrus Springs. As you step inside, you'll notice new vinyl plank flooring in the dining room and family room, giving the home a fresh and modern appearance. The living room, currently carpeted, comes with vinyl plank flooring ready for the new owners to install. New ceiling fans and LED lights throughout the house enhance the ambiance, including dimmable options in the kitchen, dining room, and front entryway. Nearly all the doors were replaced in 2022, excluding the front and sliding glass doors. The kitchen features a new sink and disposal installed in 2022, while the bathrooms were updated the same year with new toilets, sinks, and fixtures. The Water Heater was installed in 2023. A luxurious whirlpool jetted tub, also added in 2022, provides the perfect spot for relaxation. For energy efficiency, the attic was reinsulated in 2023, and the A/C unit has been consistently serviced annually since it was installed in 2017. The exterior of this home is equally impressive. The commercial-grade roof, installed in 2021, includes a transferable lifetime warranty for lasting peace of mind. The exterior was freshly painted and new gutters were added in 2022. A 6ft privacy fence, installed in 2023, ensures both seclusion and security. Additionally, an 8ft tall, 20ft x 50ft chain-link fence serves as a designated pen area for pets within the privacy fence. The property boasts fresh bark and rock landscaping completed in 2024, enhancing its curb appeal. The garage door springs were replaced in 2022, and brand new indoor/outdoor carpet has been purchased for the screen room, ready for installation by the new owners. With all these upgrades, this home is ready for you to add your personal touch and make it your home sweet home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $5 | $5 | $5 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,142 | $1,142 | $1,486 |
Total Monthly Payment | $1,222 | $1,222 | $1,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.