13585 SE 97th Terrace ROAD, Summerfield, FL, 34491 | $279,900

Coveted Preserve location on Starr Pass! Welcome to this beautiful San Mateo model it has all the updates your peace of mind desires! The expansive addition makes this home unique. The addition is perfect for additional living space and an ideal entertainment area! New roof in 2021, A/C in 2022, water heater in 2023, and whole house Generac Generator so you will be able to enjoy all the comforts of home in the event of a power outage. Nestled in a great location in Del Webb Spruce Creek Golf & Country Club - a very active 55+ community! Walking distance to the clubhouse and boasts a premier location on The Preserve. Offering privacy and great nature views and additional peace of mind - you will never have neighbors behind you! Truly a hosts delight! Natural light in every room, especially the kitchen and sun room/addition. Pride of ownership is evident in this single owner home! Available furnished, move in quickly and then start making it your own! The community offers plenty of amenities, including a pool, clubhouse with restaurant, fitness center, and you'll be in close vicinity of the Eagle Ridge 18-hole Golf Course, perfect for anyone who is an avid player! Call for your personal tour today!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Golf Course, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 65 x 102
  • Laundry: In Garage
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,732
  • Acreage: 0.15
  • Lot Size: 65 x 102
  • Est. Taxes: $1,865
  • HOA Fee: $184 Monthly
  • Lot Desc: Conservation Area, Near Golf Course
  • View: Park/Greenbelt, Trees/Woods
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM669316
  • Days on Market: 317 days
  • Website: https://www.raveis.com
    /prop/OM669316/13585se97thterraceroad_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 10:47:07 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13585 SE 97th Terrace ROAD, Summerfield, FL, 34491

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $155 $155 $155
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,490 $1,488 $1,920
Total Monthly Payment $1,720 $1,718 $2,150

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.