Seller providing $100k credit for closing costs. Hidden in plain sight, gorgeous sanctuary in the heart of Rowayton! The Ruth C. Chapel House is nestled on a tranquil street, nearby restaurants, beaches, and all the town conveniences. In 2017 the main house and outdoor spaces were fully renovated in collaboration with an acclaimed Interior Designer: updates to the kitchen and master bath by Kitchens By Deane, upgraded lighting, Control4, Sonos systems, reclaimed French White Oak flooring on the entire first floor, exposed beams, four bedrooms, four fireplaces, two laundry rooms, and an electric car charging station. The basement provides ample dry storage, laundry facilities, and a second refrigerator. A whole-house generator is also included. The stunning pool house boasts a kitchenette, loft bedroom, full bath, fireplace, with endless possibilities: remote work, au pair/in-laws, guest quarters, artist/workout studio, and so on. The spectacular outdoors include a heated saltwater pool and spa flanked by both houses, outdoor shower, outdoor fireplace, and a covered patio: all of it surrounded by lush mature vegetation ensuring complete privacy. The current owners have spared no expenses to care for and upgrade this property: new air conditioning, new water heater, new washer/dryer, upgraded landscaping, refinished floors and kitchen countertops, new paint, etc. This secluded gem is turnkey and a rare opportunity not to miss.
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath,Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Upper | |
Dining Room | Beams,Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Family Room | Gas Log Fireplace,Hardwood Floor | Main |
Half Bath | Hardwood Floor | Main |
Kitchen | Skylight,9 ft+ Ceilings,Breakfast Bar,Built-Ins,Dry Bar,Hardwood Floor | Main |
Living Room | Beams,Built-Ins,Combination Liv/Din Rm,Entertainment Center,Gas Log Fireplace,Hardwood Floor | Main |
Other | 2 Story Window(s),Skylight,9 ft+ Ceilings,Cathedral Ceiling,Built-Ins,Full Bath | Main |
Primary Bath | Double-Sink,Stall Shower,Steam/Sauna,Hardwood Floor | Upper |
Primary Bedroom | Walk-In Closet,Hardwood Floor | Upper |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,351,600 | $3,351,600 | $3,351,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $3,514 | $3,514 | $3,514 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $19,294 | $21,184 | $28,283 |
Total Monthly Payment | $22,933 | $24,823 | $31,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.