Welcome to your dream home in The Willows, Valatie, NY! This immaculate 4-bedroom, 2 1/2 bath residence has been thoughtfully renovated to offer a blend of modern elegance and comfortable living. Nestled in a serene neighborhood, this home promises both luxury and tranquility. Step inside to discover a recently renovated chef's kitchen that will inspire your culinary creativity. Adorned with a stylish tiled backsplash, gleaming Cambria Quartz countertops, and a functional butcher block island, this kitchen is a true masterpiece. Whether you're preparing a gourmet meal or a quick snack, this space offers everything you need. The family room, featuring a cozy gas fireplace, is perfect for relaxing evenings and gatherings with loved ones. Large windows flood the room with natural light, creating a warm and inviting atmosphere. Adjacent to the family room, you'll find a spacious dining area ideal for both casual meals and formal dinners. One of the highlights of this home is the expansive rear yard. Imagine hosting summer barbecues or simply unwinding on the covered patio, surrounded by lush greenery. The well-maintained landscaping adds to the overall charm and appeal of this outdoor oasis. This home has been meticulously cared for and boasts several recent updates, including a new roof, central air conditioning, furnace, and hot water heater. These upgrades ensure that you can enjoy comfort and peace of mind for years to come. The finished basement is a true showstopper, offering additional living space that can be tailored to your needs. Whether you envision a home theater, a playroom, or a home gym, this versatile area provides endless possibilities. For added convenience, the property features a 2-car garage and an invisible dog fence, making it pet-friendly and perfect for families. With a perfect balance of sophistication and functionality, this home offers an exceptional living experience. Don't miss the opportunity to make this stunning property your own. Schedule a viewing today and experience the beauty and charm of this exquisite home in The Willows, Valatie, NY.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,916 | $2,916 | $3,793 |
Total Monthly Payment | $3,008 | $3,008 | $3,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.