This cute-as-a-button ranch is ready for its next owner!! Be sure to see this one level ranch set back on a corner lot of a quiet cul-de-sac, providing privacy along with incredible convenience to highways, schools, the Danbury Mall, and the NY State line - all just a few short minutes away. Before even getting to the front door, you'll see how much this lot has to offer - roughly a quarter acre of cleared open yard, gracefully decorated with colorful hydrangeas and featuring a storage shed and outdoor patio. Stepping inside, you will instantly be greeted by an open floor plan and updates galore - a beautifully remodeled eat-in kitchen lined with white shaker cabinets and newer stainless steel appliances, flowing into a cozy, freshly painted livingroom with hardwood floors and a whitewashed brick fireplace. The center hall leads to two charming bedrooms and a newly remodeled full bath. Last but not least, make your way down to the finished basement, providing two additional bonus rooms which can suitably provide additional living space, office space, bonus play room, or simply a lot of excellent storage! An incredible opportunity for downsizers looking for convenient one-level living, or for a condo alternative without any of those hefty HOA fees. Updates, location, open floor plan, and privacy all in one bundled package, ready for its next owner!!
Type | Level |
---|---|
Bedroom 1 | Main |
Eat-In Kitchen | Main |
Full Bath | Main |
Living Room | Main |
Other | Lower |
Primary Bedroom | Main |
Rec/Play Room | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,939 | $1,912 | $2,523 |
Total Monthly Payment | $2,410 | $2,383 | $2,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.