LARGE HOME ON LARGE LOT IN NEW EDEN, OFF NOVA ROAD, ST. CLOUD. OFFERS 1. 72 ACRES OF POND & WOODLAND WIEWS ALL ON A CORNER LOT. OPEN CONCEPT HOME OFFERS ENTRY IN TO GREAT ROOM WITH WOOD BURNING FIREPLACE, SPLIT BEROOMS (MASTER ON ONE SIDE, 2 BEDROOMS ON THE OTHER SIDE, AND 2 MORE BEDROOMS DOWN THE HALL. . . ), INSIDE UTILITY, 3 FULL BATHROOMS - MASTER WITH PRIVATE SHOWER & WC AND UPGRADED NEW DUAL VANITY, GUEST BATHROOM WITH NEW WALK-IN SHOWER AND ANOTHER GUEST BATHROOM WITH TUB/SHOWER COMBO, KITCHEN IS FULLY EQUIPPED; GRAY TONE DECOR, STAINLESS APPLIANCES - ALL ELECTRIC, UNDER SINK WATER FILTER RECENTLY INSTALLED, AMPLE COUNTER SPACE & CABINETS, BREAKFAST BAR & YOU WILL LOVE THE WALK IN PANTRY, GREAT ROOM HAS DUAL SLIDERS GOING TO EXTERIOR OPEN PATIO & BACKYARD, MASTER BEDROOM HAS SLIDER TO PRIVATE SCREENED PORCH AND BACKYARD, ALL BEDROOMS HAVE NEUTRAL CARPETS AND THE GREAT ROOM, ENTRY & KITCHEN HAVE VINYL PLANK FLOORING, WATER IS PROVIDED BY A PRIVATE WELL AND PRIVATE SEPTIC IS ON SITE, DETACHED BUILDING CAN BE USED AS STORAGE OR WORKSHOP. THIS IS UNLIKE MANY PROPERTIES IN NEW EDEN DUE TO SIZE OF HOME & LOT SIZE. COMMUNITY HAS A BOAT LAUNCH IN TO CENTER LAKE FOR THE WATER ENTHUSIASTS. LOCATION OFF NOVA ROAD IS IDEAL FOR COMMUTES - NOVA ROAD TO COCOA, HWY 192 EAST OR WEST TO MELBOURNE AND THE BEACHES, OR ST. CLOUD/KISSIMMEE, HWY 15/NARCOOSSEE ROAD TO LAKE NONA, OIA AND UPWARDS NORTH TO MAJOR ROADWAYS. ALL AROUND, GREAT LOCATION! HOME HAS BEEN WELL MAINTAINED AND RECENT UPDATES/UPGRADES INCLUDE A NEW ROOF IN MAY 2024 AND BATHROOM SHOWER, VANITY & FIXTURES ADDED.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,207 | $2,834 |
Total Monthly Payment | $2,481 | $2,453 | $3,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.