If you are looking for easy, quiet Florida living, this is the place for you! This community did not flood with the recent hurricanes. This unit has a beautiful view of the small lake with a pretty fountain and is within walking distance to a pet store, grocery store, and five-and-dime type store as well as a pizza place and a short drive to other restaurants and shopping. Easy driving distance (approx 20-30 minutes) to downtown St Petersburg, International airports in Tampa and Clearwater, and beautiful Florida beaches.
This roomy 2 bedroom, 2 bathroom condo has plenty of space and storage. This unit has been updated throughout. Newer paint, flooring, HVAC, and windows have been installed. The kitchen was updated recently and has newer stainless gas stove and refrigerator. The bedrooms are separated by storage closet and a second bathroom. The master has an ensuite bathroom with a roomy shower. There is a lovely sun porch which could be a den, craft room, overflow sleeping or any other need you might have (not included in sq footage). The covered parking spot is close to the building access area. Being on the second floor, one can either take the stairs or the elevator. The AC unit was replaced in 2022 and the electrical panel was also replaced. There is a storage room area in the sunporch and a small storage space in the community area. The roof was replaced in August 2020.
This well-maintained community has lots of activities available which include a large heated pool, library, puzzle and card room, game room including billiards, Shuffleboard courts, social activities and more. The monthly Condo fee covers gas, water, sewer, trash, cable, internet, and much more. This is a Fantastic 55+ community! It passed the environmental study and there was no assessment needed.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $106,400 | $106,400 | $106,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $708 | $707 | $912 |
Total Monthly Payment | $870 | $869 | $1,074 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.