Opportunity for homeownership in the heart of Tampa where the freedom of no HOA or CDD fees awaits you! This home offers 3 bedrooms, 2 bathrooms, 1 car garage and bonus room that might be used as bedroom 4 (no closet). Split bedroom floor plan offers privacy for all. Directly to your right, find two secondary bedrooms sharing a full bathroom. . The heart of the home, the kitchen and living/dining room combination awaits as you step further in. The kitchen has ample cabinets and counters, closet pantry and eat in space. The laundry hookup is conveniently located in kitchen closet as well. Sliding glass doors lead from the family room to the partially fenced backyard. The primary suite is located off the living space and includes walk in closet, vanity and shower/tub combination. Conveniently located to the interstate, downtown Tampa, restaurants, shopping and the airport. It's good to be home! Case #093-596580 Go to www. hudhomestore. gov for bid timeline, disclosures, read property condition report & other forms. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 30 day owner occupant first look period.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $202,400 | $202,400 | $202,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,230 | $1,230 | $1,600 |
Total Monthly Payment | $1,362 | $1,362 | $1,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.