This well maintained two level home has much to offer. As you enter the house, there is a good sized living room and dining room, both with recently refinished hardwood floors. The updated kitchen features stainless steel appliances, a large island with seating and granite counter tops. Off the kitchen is a half bath and a laundry room. There is also a home office on the first floor that can easily be used as a 5th bedroom. Access to the one car garage is off the kitchen. The second floor features 4 bedrooms, all with hardwood floors, the primary bedroom has a full bathroom, and there is a full hallway bathroom. All three bathrooms have been updated. Outside you will find a good sized, level yard. You also have two patios to enjoy time outdoors, there is a covered front patio and a larger backyard patio. Close to all that New Windsor has to offer, but in a very residential area.
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Our Executive Mortgage Banker:
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $635 | $635 | $635 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,139 | $2,139 | $2,782 |
Total Monthly Payment | $2,849 | $2,849 | $3,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.