227 S Harrison Avenue, Congers (Clarkstown), NY, 10920 | $575,000
Welcome to this wonderful 4-bedroom Cape Cod located in the sought-after Clarkstown school district. Step inside to discover that this home is more spacious than it appears. Upon entry, you're greeted by a cozy living room featuring charming wood beams and exposed brick, creating a warm ambiance. The living room flows seamlessly into a spacious dining area, perfect for family gatherings or entertaining. Beyond the dining area lies a tranquil Florida room, providing a peaceful retreat and offering access to an outdoor deck. The kitchen is fully equipped with all appliances and includes an additional dining area, making it easy to host and prepare meals while enjoying company. The main floor also features a full bathroom with a soaking tub and two bedrooms, providing flexible living options. Upstairs, you'll find two more bedrooms, each offering ample storage space with built-in shelves. A full bathroom completes the upper level, ensuring convenience and comfort for all. The finished basement boasts over 500 sq. ft. of additional space that adds another dimension to this home, featuring a family room and recreation area complete with a built-in bar. Walk-out access to the backyard enhances the flow for indoor-outdoor entertaining. Ample storage is available in a freshly painted storage area, along with another door providing direct access to the back patio. Don't miss the opportunity to make this inviting home yours!
Features
- Town: Congers
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Cape Cod
- Year Built: 1963
- Heating: Natural Gas, Baseboard
- Cooling: Wall Unit(s)
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 1,638
- Acreage: 0.27
- Est. Taxes: $10,953
- Elem. School: New City Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- Appliances: Dishwasher, Microwave, Oven, Refrigerator
- MLS#: H6315082
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/H6315082/227sharrisonavenue_congers_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
227 S Harrison Avenue, Congers (Clarkstown), NY, 10920
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $913 | $913 | $913 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
| Total Monthly Payment | $4,065 | $4,062 | $4,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535