Welcome Home! This unique Hamptons-style residence, nestled in the exclusive Terraces on the Sound beach community, offers private beach access and an unparalleled coastal lifestyle. The newly renovated kitchen boasts gray maple cabinets, stainless steel appliances, quartz countertops, and a charming farmhouse sink. Luxurious vinyl and laminate floors stretch throughout the home, bathed in sunlight from six skylights and framed by soaring cedar ceilings. The state-of-the-art master bath features a clawfoot tub and an oversized shower, providing a spa-like retreat. With a roof that's only a year old and comes with a warranty, along with owned solar panels, and 4 slimline units with both heat and air conditioning, this home is both stylish and energy-efficient. Additional amenities include a partial basement equipped with laundry, storage, and utilities. The beautifully landscaped yard features three paver patios, beautiful gardens, in-ground sprinklers, and a shed, making it ideal for outdoor entertaining. Whether for year-round living or as a summer and weekend getaway, this home perfectly captures the essence of comfortable and elegant beachside living. All located at the end of a dead end street, giving you privacy! A Must See!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,997 | $399,997 | $399,997 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $810 | $810 | $810 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $3,546 | $3,544 | $4,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.