No better value exists among upscale homes in this desirable waterfront community! SEA PINES is a tight-knit, "old-school" community with great neighbors in a "real-Florida", natural setting. Meticulously maintained Key-West- Gulf-Coast styled home checks all the boxes! Imagine owning over 4000 sq feet of living, storage & hobby/work space throughout 2 levels; all on an Extra-Large Gulf-Front lot, as well! This beautiful home has a BRAND NEW ROOF, New Exterior Paint, a 3+ vehicle Garage & Two Spacious, Screened Porches: Front (partial canal view) & on the back side, Pocket Sliding doors open wide to a screened balcony porch w/ breathtaking, 110-degree views of the estuary preserve, Gulf of Mexico and spectacular sunsets! Hardwood floors throughout the living area. Cathedral or Tray Ceilings in nearly every room. FREE Platinum 14-month Home Warranty (*all major systems & appliances!) Transferable Flood Insurance policy ($473 for 2024!). Deeded Boat Mooring/Slip w/ 12 ft of Sea Wall & Secure, Gated access. Private Boat Ramp; Community Dog Park. Bird Sanctuary in your back yard! Nearby are "beachy" Neighborhood Pubs w/ Open-Air Dining & Music. A short drive to Marinas, Beaches, SunWest Water Park, Waterfront Dining, Shopping, Fishing, Kayaking & Watersports. A hip local downtown scene with a live theater, Only 40 min. to Tampa Intl. Airport & downtown Tampa; less than 1 hr. to Clearwater/St. Pete Beaches - rated #1 in the USA! Stop DREAMING about the “Salt Life” and LIVE it. . . make this home your own, today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,376 | $2,284 | $3,047 |
Total Monthly Payment | $2,997 | $2,905 | $3,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.