104 Surfview DRIVE, #2505, Palm Coast, FL, 32137 | $495,000

Under contract-accepting backup offers. Stunning Direct Ocean Front Condo Now Available! LOCATION, LOCATION, Thís 2/2 Completely Remodeled beauty located on the most desirable SE side of the building is adorned with high end upgrades as well as a beautiful panoramic ocean front view as far as you can see! Take note of the many upgrades within this condo! Gorgeous wood flooring, granite counters, re-designed Coastal kitchen cabinetry and pantry with built-ins, under cabinet lighting, back splash, stainless appliances, stove with designer hood, stainless sink with designer faucet, and quaint breakfast nook. Plenty of room to entertain! You will enjoy the very spacious Dining Living Room as well as Large Master bedroom both with sliding doors to walk out to a large balcony! The Master Bathroom is a showstopper! designed to make you feel like you are at the SPA with its very large walk-in designer shower with built ins, waterfall showerhead, seamless glass and gorgeous designer tile throughout. Spacious countertops with double sinks and nice storage. The nice and bright guest suite is sure to please with its spacious deep closet and beautifully tiled shower/tub combo. The condo also has Electric Hurricane Shutter on the master bedroom balcony, new Electrical Circuit box, 2023 Dryer, and a 2024 brand new A/C! Choosing to live here will always give you spectacular Ocean Front Views as well as the most beautiful sunsets on the west side! Surf Club is loaded with many amenities, (2) heated Ocean front pools and large main clubhouse, the west side offers Intracoastal front boat dock, fishing pier, kayak storage, and clubhouse along with heated pool, Pickleball courts, Tennis, Boche Ball, Volleyball and miles of walking and biking trails. Don't miss viewing this perfect beach front paradise.
Surf Club Condo fees are as follows $712/month, MSOA $138/month, wastewater Mgmt (WWT) $121/quarter

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 6
  • Amenities: Basketball Court, Cable TV, Clubhouse, Elevator(s), Gated, Maintenance, Other, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SURF CLUB CONDO PHASE I
  • Year Built: 1992
  • Common Charge: $138 Monthly
  • Approx Sq. Feet: 1,158
  • Acreage: 0.34
  • Est. Taxes: $4,811
  • Condo Fee: $712 Monthly
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave
  • MLS#: FC301509
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/FC301509/104surfviewdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/25/2024 1:21:57 AM)
Listing courtesy of OCEAN CITY REALTY LLC   Phone: 386-931-1903

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NMLS Mortgage Loan Originator ID 16953

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104 Surfview DRIVE, #2505, Palm Coast, FL, 32137

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.161% 5.152%
Monthly Tax Payment $401 $401 $401
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,406 $2,372 $3,106
Total Monthly Payment $2,882 $2,848 $3,582

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.