Beautifully updated 4 bedroom, 3- and one-half bath home with bonus room, which can be used for office. Oversized 2 car garage with an abundance of storage and two separate workshop spaces. Crown moulding adorns the entrance, family room and dining room area. The kitchen features stainless steel appliances, easy close wood cabinets, and granite countertops. Large window in kitchen area which is the place to be in the morning. The Primary bedroom on suite has a separate mini split, walk in closet with beautiful built-in cabinets. The roof was installed in 2016 along with HVAC unit which has UV Filter. Circular driveway with lots of parking for your family and friends. Luscious landscaping with many fruit trees, palm, magnolia and bird of paradise. Well and sprinkler system were installed in 2017. The location is within a few minutes’ drive to the beaches and 15 minutes to downtown St Petersburg and requires No flood insurance. Framed stained glass sitting on the window sill of front quest bedroom, does not convey. Underground utilities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,398 | $3,349 | $4,419 |
Total Monthly Payment | $3,961 | $3,912 | $4,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.