Welcome to this captivating oversized raised ranch situated on 6531 sq. Ft lot and features over 1980 square feet of living space. This well built home sits on a large private corner lot in "Rainbow Estates". House is situated on a beautiful quite street with conveniences to Shopping, Restaurants and minutes to downtown Providence. The upper level has 3 bedrooms with 1 Full tiled bathroom, A Kitchen that boast Granite & Stainless Steel appliances. The Kitchen flows right into the family dining room with a slider that lead out to a very large two tier deck for family functions or just needed relaxation. Heading out of the dining room will lead you right into a spacious family room. Now lets go down to the finished lower level which is great for out of town guest or additional room space for family with a possible in-law suite? The lower level also has a new Full Bath, Wood burning Fireplace for those chilly winter nights, Laundry area and a separate very large room that could be used as the 4th bedroom or office or even a workout room . open to your imagination. The Family room consist of another set of sliders that take you right out to a nice concrete patio area for lounging and cookouts! The lower level also leads you right into your warm & dry garage with a large driveway that can hold 2 more vehicles for a great convenience. Just too much to mention. I believe you will be pleasantly surprised!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $413 | $413 | $413 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
Total Monthly Payment | $2,675 | $2,675 | $3,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.