Your Dream Beach House Awaits! This almost new, barely lived in elevated 2021 custom built Skyline Ellaville Model Home sits on a high and dry lot with easy access to the pool, club house and in/out of the community. This newer home has been built to the highest standards for manufactured homes at the beach. Wind Zone lll Exposure D, R-30 Insulation ceilings, R-19 insulation walls with 2x4 construction, sheetrock interior walls with added rounded corners. Beautiful Key West Style Home offers 2 bedrooms and 2 full bathrooms and has everything you have been looking for in your beachside paradise! Step into this home and be wowed at the open floor plan with center kitchen island, soft close shaker cabinets with nickel hardware, stainless steel appliances, high ceilings, recess lighting, luxury vinyl plank flooring, crown molding, and wood crown valances throughout the home. The added transom windows let in an abundance of natural light throughout the home. There is also a whole house water treatment system with reverse osmosis at the kitchen sink and 36 inch wheelchair accessible door openings. Step outside and enjoy the soft beach breezes on your 6x24 custom built screened in front porch with Trex Deck flooring. The perfect spot for morning coffee as the sun rises across the street over the beach, and evening visits with neighbors as the sun sets over the Intracoastal Waterway just down the street. The extra long driveway was put in new when the home was built, plenty of room for two cars under the covered carport. There is also an oversize shed at the end of the driveway that has added insulation and a mini split A/C unit, making this the perfect place for extra storage or parking your golf cart or motorcycle to keep them out of the elements. Roof was replaced in 2023. This wonderful home is offered in Surfside Estates, an active 55+ Manufactured Home Community that is nestled between the Atlantic Ocean and the Intracoastal Waterway. Surfside Estates is a Resident Owned land share Community which means there is no lot rent! When you purchase your home in Surfside Estates you own a share of this beautiful beachside community. The monthly maintenance fee is $160/month and includes wi-fi, internet, cable, yard maintenance, management and use of all the facilities. There is an inground heated/cooled pool, fitness room, library, shuffleboard court and rooftop deck. The Social Club offers many activities to get involved as much or as little as you like. Friday night bingo, men's and lady's cards, pool tables and large screen TV for all your sporting events. Exercise classes and water aerobics. Walk to the beach across the street or ride your bike or golf cart to one of the 2 docks to enjoy fishing or just relax and enjoy the sunsets and the boats and dolphins go by. There is kayak storage, a BBQ Pit and gazebo with a view of the Intracoastal. The quaint neighboring town of Flagler Beach is just a few minutes down the road, where you will find a variety of shops and restaurants to choose from. Just over the bridge you will find shopping, restaurants, hospitals and doctors. Prepare to be wowed with this beautiful home and this wonderful community! Schedule your appointment to see this home before it's gone!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,394 |
Total Monthly Payment | $2,170 | $2,168 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.