Under contract-accepting backup offers. Lowest condo in the community with impact windows, vacant with immediate occupancy. Welcome to your new home in the highly desirable Pine Ridge at Palm Harbor community! This well maintained ground-floor condo offers a perfect blend of comfort and convenience, ideal for those seeking a tranquil yet active 55+ community lifestyle. Featuring 2 spacious bedrooms and 2 well-appointed bathrooms, this condo boasts an open-concept living and dining area perfect for hosting guests or relaxing. The kitchen includes ample cabinetry, a pantry closet for extra storage, and bar seating, with appliances such as a refrigerator, range, hood vent and dishwasher. Enjoy the serene screened porch with screens and side slider windows ideal for morning coffee or evening relaxation. The in-unit stackable washer and dryer are conveniently located in the hallway. The guest bedroom with parkay flooring is off the hallway and across from a bathroom with a tub/shower combo, while the spacious master suite with parkay flooring features a large walk-in closet and a private bathroom with a shower. Assigned parking is right outside the unit beside the community mail box, just steps away from the community pool and safe, off the road walking trails throughout the community. An additional storage closet outside the unit provides even more space for your belongings. This pet-friendly community allows one pet up to 25 pounds. This active 55+ community offers a vibrant lifestyle with numerous activities and social opportunities. Located in the heart of Palm Harbor, you'll be close to shopping, grocery stores, parks, and beaches. With a 3-month minimum rental policy, this community is perfect for investors and snowbirds. This move-in-ready, first-floor condo provides everything you need for comfortable living in a fantastic location. Don’t miss out on this opportunity to own a piece of paradise in Pine Ridge at Palm Harbor!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $955 | $930 | $1,191 |
Total Monthly Payment | $1,062 | $1,037 | $1,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.