Bright and Elegant describes this Highly sought after over 55 community in Oxford's Meadow Brook Estates. This Spacious 3 Bedroom Detached Single Family home offers an Open floor plan, Private yard (maintenance Free), and Beautiful Harwood Floring throughout the main level. This home has a cozy covered front porch, for relaxing with your morning coffee or a little night cap. The Spacious Entry leads to the Great Room w/ natural gas fireplace, vaulted ceilings and recessed lighting. The Great Room is Open to an eat in Kitchen that features Harwood Flooring, Granite counters and a peninsula which can be used for additional seating. Sliders Off the Great Room Lead to a 3 Season Porch that is equipped with Removable storm windows and screens providing the perfect opportunity to expand your entertainment outdoors regardless of weather. French Doors off entry hall brings you to a formal Living Room/Office featuring elegant Crown Molding, Chair Rail with decorative lower molding and large windows making this space bright and airy. A Main Level Primary Bedroom with a Spacious Walk in closet and Full Bath. Conveniently located main floor laundry and half bath will complete this level. The Upper level consists of 2 nicely sized bedrooms and a full Bath for your guests. The basement is a blank slate and is ready for your transformation, home gym, workspace, hobby center, or maybe just storage, the high ceilings make this space have endless opportunities. All this and a TWO CAR GARAGE. P
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 14.0 x 17.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 14.0 | Upper |
Eat-In Kitchen | Breakfast Bar,Granite Counters,Eating Space,Hardwood Floor | 14.0 x 17.0 | Main |
Full Bath | Tile Floor | 5.0 x 9.0 | Upper |
Great Room | Vaulted Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | 13.0 x 19.0 | Main |
Half Bath | Tile Floor | 4.0 x 6.0 | Main |
Office | French Doors,Hardwood Floor | 13.0 x 11.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 13.0 x 16.0 | Main |
Sun Room | Sliders,Composite Floor | 10.0 x 12.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,666 |
Total Monthly Payment | $3,368 | $3,368 | $4,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.