Seller is accepting back up offers. Discover this beautifully maintained 3-bedroom attached villa, featuring Bella Terra's largest villa floor plan offering nearly 1, 900 sq ft of living space. This one-story 3-bedroom, 2-bathroom villa includes a 2-car garage and is situated on a quiet cul-de-sac street, away from the main boulevard. With no properties across the street or visible behind, you'll enjoy serene private preserve views from your large extended lanai, where deer and birds are frequent visitors. Entry to this property is through a private covered front porch leading to a secluded front door. Experience the ease of one-level living with a spacious, open layout. The large kitchen features white & gray painted wood cabinets, a breakfast bar, a new sink & faucet (2024), and a large pantry. The kitchen seamlessly connects to the dining and living areas, creating an ideal space for entertaining. The primary suite is tucked away off the back of the home featuring two walk-in closets, a separate tub and shower, & dual sinks. Two additional bedrooms are located at the front of the home, providing privacy. This villa features tile flooring throughout the entire home—no carpet! The interior was recently painted in a neutral color, including ceilings, walls, and baseboards (2022). Newer components include A/C (2020), water heater (2022), and dishwasher (2022). Other features include painted cabinets in both bathrooms, plank tile flooring in bedrooms, cellular blackout shades, & ceiling fans in all bedrooms, living area + lanai. This maintenance-free villa has an HOA that covers exterior painting, roof reserves, pest control, lawn & landscaping maintenance and irrigation. Hotwire cable and internet are also included in the master HOA dues. Bella Terra is a guard-gated community nestled amidst 100 acres of lakes and 400 acres of conservation preserves. Residents enjoy resort-style amenities, including a clubhouse with a fitness center, resort-style pool, hot tub, & waterfall. Sports enthusiasts will love the pickleball, tennis, bocce, basketball, multi-use sports fields, inline skate park, and sand volleyball courts. Not in a flood zone, this villa is tucked away from the hustle and bustle yet conveniently to conveniences & easy access to I-75. Close proximity to Publix, Miromar Outlets, RSW International Airport, Hertz Arena, University Village & Gulf Coast Town Center!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,714 | $2,711 | $3,498 |
Total Monthly Payment | $3,269 | $3,266 | $4,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.