You'll love relaxing on the beautiful open front porch at this West Burke village home that is in new condition. The current owner completely rehabbed the house from walls, to insulation, all interior and exterior finishes, new appliances, new windows, new wiring w/new breaker box, new plumbing w/water softener, two new bathrooms, a new mud room, a new chimney and a completely new attached garage. The new floors are scratch and water proof to keep your pets from ruining them. The open concept first floor offers a mud room, a new kitchen with all new appliances and a breakfast bar, a dining room, and a spacious living room - all in view of each other. You also have a 3/4 bath with laundry area. The open staircase from the dining room leads to a large open central room that can be a play room, office, family room, or whatever you want. You also have the primary bedroom with ensuite bathroom and a 2nd bedroom on the upstairs level. The oversize one car garage has a high overhead door, an access door to the back yard, a door opener, and direct access to the house. This location is ideal for a primary residence or for a 2nd home. Burke Mountain skiing and Kingdom Trails mountain biking are both close as are Lake Willoughby, Center Pond, Newark Pond, and VAST snowmobile trails. Hunting and fishing opportunities abound in the area. With school choice your teens can attend Lyndon Institute, St. Johnsbury Academy or other public or private high schools at town expense.
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$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,485 | $1,483 | $1,882 |
Total Monthly Payment | $1,698 | $1,696 | $2,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.