This PRISTINE well cared for home is waiting for you! OVER 2450 SQUARE FEET OF LIVING SPACE! This ERNIE WHITE constructed LUXURY home located on a private . 22 ACRE CORNER LOT. The lovely HOLLINGSWORTH MODEL features a split plan with 2 Bedrooms plus an OFFICE with FLEX SPACE to create your den, craft area, formal dining, or anything you need. The kitchen has gorgeous, MAPLE SOLID WOOD cabinets with Corian countertops. The kitchen, island, and breakfast bar opens up to the living and casual dining areas. The living areas also has views of the expansive, covered lanai with utmost privacy and mature shrubbery on all sides PLUS an additional concrete pad is perfect for grilling steaks and entertaining friends and family. Many beautiful details throughout include: PLANTATION SHUTTERS, Lovely Trey Ceilings adorn the foyer and formal dining room along with EXQUISITE Chandeliers, Crown Molding in every room that totally enhances the High Ceilings, REAL WOOD FLOORING enhances the beauty of the formal dining and flex room and exceptional CUSTOM WOOD WORK is throughout. The primary suite offers a glamour bathroom, including an oversized toilet closet and delightful garden tub. It includes an extra large separate shower, dual sinks, and vanity. Best feature of all? You will LOVE the highly desired OVERSIZED WALK-IN CLOSET. Enjoy peace of mind with the UPDATED A/C in 2020 w/extended warranty through 2028(parts and labor). The beautiful paver driveway was RE-GLAZED in 2022, and roll down screens in the garage and front door offer more privacy and comfort while enjoying the Florida lifestyle. The Surround sound speakers allow you to enjoy Nascar and other sports in the comfort of your own home. The inside laundry room makes it extra convenient to live in this lovely home. Located in the premier gated 55+ community of LAKE JAMES. This community feature FANTASTIC AMENITIES including a heated pool, clubhouse, fitness center, meeting/card/game room, library, walking trails, and games such as shuffleboard, bocce ball, and horseshoes. Lawn care, lawn spraying, Spectrum TV, and internet are also included in HOA fees (please note there are no CDD fees). This well cared for home is like new, make your appointment to see today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,964 | $387,964 | $387,964 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,357 | $2,357 | $3,066 |
Total Monthly Payment | $2,684 | $2,684 | $3,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.