This AMAZING West side home checks all the boxes! 3 Bedroom / 2 Bath / 2 Car Garage / Florida Room - PLUS a Fenced Yard with Gazebo * Perfect for entertaining and a very versatile floorplan* New HVAC in 2020 - New roof in 2019 - HURRICANE RATED windows, doors & extra insulation in 2018. Enter through the leaded glass entry door into the Great Room with oak laminate flooring. The roomy Kitchen offers white pearl cabinets (including glass front accents, drawer banks, a built-in pantry with pull out shelves, contemporary grey counter tops, tile flooring on a diagonal, stainless steel appliances and a convenient "pass thru" to the Florida Room. The glass enclosed Florida Room offers options for a playroom, art studio, or separate family room. Owner's suite has a walk-in closet with built-i n shelving AND has options to enter through garage or main home (possible mother-in-law suite or Airbnb?) Updated bathrooms, fans and fixtures. The oversized TWO CAR GARAGE also has a work bench and washer/dryer hook ups. There is also an attached workshop/storage area at the back of the home. Walking distance to Prine Elementary school and located just a short 20 Minute drive to ANNA MARIA ISLAND. This home won't last long! NO DEED RESTRICTIONS OR HOA FEES
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,737 |
Total Monthly Payment | $2,444 | $2,442 | $3,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.