MOVE-IN READY!! NO HURRICANE DAMAGE TO HOME!! Welcome to your serene retreat in the heart of Thonotosassa! This charming three-bedroom, two-bathroom cottage-style home is nestled on over five and a half acres of picturesque land, featuring mature landscaping, a pond, and a tranquil creek behind the property. As you approach, you'll immediately appreciate the expansive grounds, ideal for outdoor enthusiasts and those seeking a private oasis. Step inside to find a galley-style kitchen, impressively oversized in length, complete with wood cabinets and exquisite granite countertops. The eat-in kitchen offers space for a small dining table and a cozy two-seater bar, perfect for casual meals. The living room is the heart of this home, boasting cathedral ceilings, a cabin-like ambiance, and stunning windows that frame a stone wood-burning fireplace. The oversized mudroom, accessible via interior hallway or private exterior entry, provides ample storage and includes a washer and dryer for your convenience. The primary bedroom is generously sized, featuring a large walk-in closet. The en suite bathroom offers a brand-new vanity, a separate toilet and shower room, and a luxurious new walk-in shower. Upstairs, the second and third bedrooms are complemented by a full bath with a dual sink vanity. One bedroom features a small private balcony, while the loft overlooking the living room also includes its own private balcony. Step outside to the expansive rear porch, which is fully screened and includes a screened gazebo, perfect for enjoying the surroundings. Recent updates to the home include a new electrical panel and a newly installed metal roof. Additional amenities include a tool room with electricity and AC, a pole barn with electric, a 12x24 aluminum shed, two wells (one for household use and one with a submersible pump for irrigation), a livestock barn, and a fenced pasture. This exceptional property offers the perfect blend of rustic charm and modern convenience. Don’t miss the opportunity to make this idyllic retreat your new home! LENDER INCENTIVE: Receive a credit of 1% of the loan amount by partnering with our preferred lender.
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Our Executive Mortgage Banker:
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$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,401 | $3,398 | $4,383 |
Total Monthly Payment | $3,745 | $3,742 | $4,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.