Welcome to beautiful Esplanade, a gated resort style community at Starkey Ranch. This fully updated 1, 931 sq ft home sits on an extended lot with a gentle water view. Hosting 3 bedrooms and 2 full baths, this split floor plan includes many upgrades such as shiplap tray ceilings, crown molding throughout, built-in fireplace, upgraded countertops, quartz countertops in kitchen, silestone countertops in both bathrooms, board and batten walls and laundry room built-ins. The elongated driveway can comfortably fit multiple cars. This home's kitchen opens up to the vast living room perfect for enjoying the fireplace as you gaze onto the lanai and water view beyond. The kitchen is lined with stainless steel appliances featuring a closet pantry and double gas oven. Down the hall you are greeted into a large office with french doors, fitted with thoughtfully crafted board and batten walls. A dedicated laundry room is completed with a sink and built-ins to ease daily life. The primary suite gazes onto the water upon entering the bathroom with two vanity sinks, water closet, and large shower. The primary walk-in closet is home to a large closet system making organization easy. The quarterly HOA fee includes lawn maintenance, bushes and irrigation system. Community amenities include tennis and pickle ball courts, a 6000 sq ft. amenity center hosting a fitness center, spa and pools, dog park and playground. You will also enjoy the benefits of the Starkey Ranch community and enjoy Old Pasco as you traverse trails and lounge the pools and parks. HVAC and water heater are both 2018. Schedule your showing today and make this stunning home yours!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $558 | $558 | $558 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,084 | $3,913 |
Total Monthly Payment | $3,737 | $3,734 | $4,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.