Carefree living at its finest in this remodeled 2/2 condo in highly desirable gated and pet-friendly East Lake Woodlands. This roomy move-in ready 1st floor unit features a split floor plan, screened lanai and updated kitchen and bathrooms and NO CARPET. The spacious main living area features a large family room and dining area with ceramic tile flooring. Eye-catching remodeled kitchen features granite countertops, tile backsplash white soft-close cabinets, extra wide undermount sink w/new fixtures, separate coffee bar and closet pantry. The surprisingly large master bedroom has a big walk-in closet, separate walk-in storage closet, ceiling fan, ceramic tile floors and slider out to screened lanai. Remodeled ensuite master bath has re-tiled stand-up shower w/built-in bench, newer vanity w/granite countertops, newer toilet and wall mounted storage cabinet. Bedroom-2 has a ceiling fan, ceramic tile floors and oversized deep closet. Bathroom-2 features a newer vanity and re-tiled shower w/tub. Unit also features a screened lanai w/peaceful view of greenspace. Lanai is also the location of the laundry/storage closet complete with washer/dryer included. Some of the unit’s additional features include; All electrical outlets, light switches and plumbing supply lines and water shut-off valves have been updated, water heater 2017, additional storage closets, easily accessible AC and water heater. Unit includes one assigned parking spot w/plenty of guest parking and is located directly across from the heated community pool. The ELW Cypress Estates Unit II association fee includes; water/sewer, trash, cable TV/internet (Spectrum), exterior maintenance, escrow reserve funds and bi-annual pest control. All buyers require HOA approval. East Lake Woodlands is a gated community and is the home of The Ardea Country Club which has two 18-hole championship golf courses, 14-tennis courts, pickle ball courts, fitness center, swimming pool, Heron's Bar & Grille and scheduled activities. East Lake Woodlands is close to shops, restaurants, highly rated schools, parks, movie theaters, medical services, public transit, some of the world’s best beaches such as Dunedin Honeymoon Island and Clearwater Beach, Ruth Eckerd Hall, downtown Tampa and TIA.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,208 | $1,551 |
Total Monthly Payment | $1,505 | $1,489 | $1,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.