Enjoy lake front living with this unique home tucked in by a cove with private beach access. Beautiful stone work, granite steps and paved circle driveway leads to the front entry. Open area with great storage, dining space, living area with natural woodwork, wood burning fireplace and easy access to the kitchen, enclosed porch, bedrooms, bath and office all located on the first floor. The center of the room is open to the second floor and the second floor has a wrap around railing that overlooks the living room below with several options for additional sleeping or living space. The enclosed porch has a spiral staircase that leads to the laundry, game room with a half bath and utility room below. The enclosed porch leads you down to the back stone patio area and the beach with both offering you great exterior living space. There is access to the enclosed porch from the living area and kitchen. From the front of the house there is access into the kitchen through a side stone, concrete stairway and open porch. Some updates include a new roof, Kitchen and first floor bath. The open staircase to the second floor has leads to additional open space that has wood floors, built ins, storage, great natural light and endless possibilities for how it can be used. Cottage charm with a great floor plan, easy access from main roads yet private, long view of the lake with direct beach access for swimming and boating. Showings begin August 9th.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,719 | $3,719 | $4,836 |
Total Monthly Payment | $3,811 | $3,811 | $4,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.