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10170 SE 178th PLACE, Summerfield, FL, 34491 | $215,000
Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. This 2/2/2 Chestnut is 1, 296 sq ft of indoor living space, plus 150 sq ft lanai with windows which leads to a rear patio. The front entry is also covered and very inviting. The lot is a spacious . 25 of an acre. You have neighbors, but they are not on top of you! The flooring is laminate in all areas except the kitchen, baths and laundry room which are all tile. Both bedrooms feature large walk-in closets. The range, microwave and refrigerator, washer and dryer are newer. This home is located on a nice quiet street convenient to the Links Golf Club and just a short ride to the Community Center offering exercise facilities, saunas, dance and exercise classes, social activities, billiards, library and more! Golf cart access to shopping, physicians, pharmacies, and restaurants! Roof 2005 HVAC 2011. This home has been priced for the age of the roof. We do have three roofing quotes available for your reference. There is a transferable termite bond which renews in November. The septic was pumped on 8/2023. The 2017 EZ-GO electric golf cart in the garage is available for sale as a separate purchase, the seller is asking $8500. Call me to schedule a showing!
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Handicap Modified, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 100 x 110
- Laundry: Inside, Laundry Room
- Year Built: 1991
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,296
- Acreage: 0.25
- Lot Size: 100 x 110
- Est. Taxes: $1,048
- HOA Fee: $171 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: OM683130
- Days on Market: 40 days
- Website: https://www.raveis.com
/prop/OM683130/10170se178thplace_summerfield_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE Phone: 352-233-2200
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10170 SE 178th PLACE, Summerfield, FL, 34491
$215,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $87 | $87 | $87 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,045 | $1,045 | $1,359 |
| Total Monthly Payment | $1,207 | $1,207 | $1,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388