SILVER OAKS IS THE PLACE TO BE! Winding, Private streets around the Silverado Golf Course and ponds welcomes you home to this charming neighborhood in Zephyrhills. Lush landscaping and private backyard with no rear neighbors are enjoyed from TWO areas. . . One screened lanai off the great room plus your enclosed sunroom off the owners retreat, both with sliding glass door access! GREAT FLORIDA LIVING as your OPEN floorplan extends into outdoor living with a natural treed view! This concrete block and stucco home has brick accents, arched entry and palladium front window for architectural interest. Once inside this 3 bedroom, 2 bath home, notice the Sleek ceramic tile floors in the Foyer, Spacious kitchen and Formal dining room with BRAND NEW LUXURY VINYL floors throughout the common areas and bedrooms! Lots of Natural light in this OPEN layout with a warm, welcoming atmosphere! The Kitchen is the HUB of the home with extended counter space, loads of painted wood cabinets, breakfast bar that is OPEN to the Greatroom, breakfast nook overlooking the front lawn and a Formal dining room for elegantly entertaining family & friends! Owners suite is spacious with a generously sized walk in closet and a luxurious ensuite bathroom which includes a soaking tub, separate shower, dual sinks and water closet. Retreat to your private sunroom off the primary bedroom for morning coffee or to unwind in the evenings with a peaceful treed backdrop. Two secondary bedrooms and full bathroom and linen closet are on a separate wing on the opposite side of the home for privacy. Oversized 2 car garage houses the washer, dryer, water heater and is screened for another place to sit and take in the landscaped views of the lawn and golf course across the street! Includes 5500 Watt Troy Built Generator. This picturesque neighborhood, with a gated rear exit for residents only, is well manicured and has no CDD fees, low quarterly HOA fees and is conveniently located within 1 mile of shopping, restaurants, bowling, movie theater, medical facilities, schools and the YMCA! Perfect Starter home, Retirement home, Vacation home or Second home. . . Must take a tour to appreciate this exceptional home with such a GREAT Floorplan, GREAT location and GREAT price. . . CALL TODAY to see why this IS the place to BE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,552 |
Total Monthly Payment | $2,576 | $2,523 | $3,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.